Predict the future by creating it
You didn’t come this far to stop
A short story about me
✏ Richard B. — Founder, Next Chapter Living
Hi, I'm Richard.
My career has been built around helping people develop, grow, and achieve their potential. Following service in the Royal Navy Submarine Service, I transitioned into Further Education, where I have spent many years working in leadership roles across IT, Business, Engineering, Construction, and Technical Education. Throughout my career, I have led large teams, managed significant educational projects, secured funding for innovative programmes, and supported thousands of learners in developing the skills needed for successful careers. As I approach retirement myself, I understand the importance of planning for the future and making the most of life's next chapter. This experience inspired me to create Next Chapter Living—a place where I can share practical advice, resources, and guidance to help others prepare for retirement with confidence, purpose, and excitement. My goal is simple: to help people not only plan for retirement but truly enjoy it.
12 years
Royal Navy Submariner
27 Years
Education Leader
Retirement Doesn’t Have to Feel Uncertain
"Retirement is supposed to be the best years of your life. So why does nobody actually tell you how to make that happen?"
That question changed everything for me — and it's exactly why Next Chapter Living exists.
I watched people close to me step away from careers they'd poured decades into, only to find themselves lost, anxious, or simply unsure what came next. All the advice out there seemed to focus on the finances — the pension pots and the ISAs — but almost nothing tackled the bigger picture: how do you actually build a life you love after work ends?
The moment I knew something had to change
It started with someone I care deeply about. Watching a person I loved — capable, brilliant, full of life — struggle with the transition into retirement was eye-opening. They weren't struggling with money. They were struggling with meaning and a sense of purpose.
I threw myself into research. I read everything I could find. I spoke to retirees, coaches, and counsellors. And slowly, I started piecing together what actually works — the practical tools, the mindset shifts, and the simple habits that help people not just survive retirement, but truly thrive in it.
The more I shared what I was learning, the more I realised: other people needed this too.
Why Listen To Me?
About Next Chapter Living
What makes Next Chapter Living different
This isn't a faceless financial advice site. There are no hidden agendas, no products to flog for commission, and no jargon designed to make things sound more complicated than they are.
This is a real resource, built by a real person, for people who want straight-talking guidance on every part of retirement — not just the numbers.
Join me on your retirement journey
Practical guides, digital tools, and simple strategies to help you create purpose, structure, confidence, and extra income in retirement.
Next Chapter Living can provide simple, practical guides with expert guidance to help you take control of your finances, structure your time, and build a retirement you actually enjoy
Here's what my customers say
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"As I approached retirement, I felt overwhelmed by all the changes ahead and wasn't sure where to start. The guides and resources from Next Chapter Living gave me a clear roadmap and helped me think beyond just my finances. The Retirement Starter Checklist was particularly useful and helped me feel much more confident about my future. I would highly recommend these resources to anyone preparing for retirement."
– Sarah T., Recently Retired
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"I purchased several of the retirement planning ebooks and found them incredibly practical and easy to understand. The advice is straightforward, realistic, and focused on helping people make the most of retirement. The Bucket List guide inspired me to start planning new experiences, while the Smart Money Moves guide helped me organise my finances. These resources have genuinely helped me look forward to the next chapter of my life."
– David M., Planning for Retirement in the Next 3 Years
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"The retirement resources are practical, informative and full of useful ideas. They helped me feel prepared and excited about retirement rather than anxious about it."
– Janet P., Berkshire
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"Excellent value for money. The guides are well written, easy to follow and packed with actionable advice for anyone approaching retirement."
– Michael R., Staffordshire
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"The Retirement Bucket List guide inspired my husband and me to start planning exciting experiences for our next chapter. It shifted our mindset from worrying about retirement to genuinely looking forward to it."
— Carol and John M., Surrey
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"The Retirement Starter Checklist gave me a clear plan at a time when retirement felt overwhelming. The guidance was practical, easy to follow, and helped me focus on what really matters for a happy and fulfilling retirement."
— Michael T., Oxfordshire
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